Invocation: Gary Jensen
Pledge: Susan Klein-Rothschild
Raffle: Graham Guess brought a gift certificate to C’est Cheese

Guests: Le Andra Harris, Ashley Bordelon, Elijah Roselinsky, Austin Escobado, Joseph Lopez, Boris Alves, Mickey Sobel, Brad Hardison, Berta Martinez, Eddie Torres, Alexis Hernandez, Carol Guess

Visting Rotarians: Joe Clark, Kathleen Blake

Announcements:

• Fireside chat on Tuesday, June 18. It will be at 6 PM at Luz Maria Ortiz-Smith and E. Russell Smith’s home.
• June 29 district awards at Radisson in Santa Maria at 6 PM.
• David Velarde, Lucille Ramirez and Eddie Torres presented the final El Puente student of the month award to Alexis Hernandez. He’s heading to Santa Barbara High School as a freshman. El Puente closed its doors June 7 after serving the community for more than 30 years. Eddie wants to thank the community for its contributions.
• Diana Cecala and Chris Tucker celebrated the completion of the Life Stories project, a collaboration between SBCC, Garden Court, the Guardian Scholars, and Rotary. The team completed 16 senior citizen interview videos, capturing more than 10 hours of interviews. Thank you to Jeff Boehm for his help with the technology. Stories covered walking wight Martin Luther King, being an Angels baseball player, the first Spirit of Fiesta, war veterans and more. The families are also grateful for having these stories documented. They plan for this to become a tradition for new residents at Garden Court. Find the videos on YouTube. Search for gardencourtlegacies. Susan Klein-Rothschild presented each of the SBCC Guardian Scholar students with a thank you gift.
• Happy birthday to Mickey, Amy Clemens and Elizabeth Werhane. There was excellent singing.
• David Velarde honored Eric Ryan and Ed Fleming with 5-year anniversary awards. He honored Bob McPhillips with a 10-year anniversary pin, although he originally joined in 1990. Janet Napier’s 20-year anniversary for the club was also celebrated. Sandy Grasso-Boyd has been in the club for 20 years. Bill Ringer and Burt C. would have received honors if they were here.
• David Velarde honored Andy Doerr with a Paul Harris Fellow +1 for his service.

Thank you to:

• Sandra O’Meara and Darren Doi for serving as treasurers.
• Darren, Andy, Judith and Steve for serving as program chairs
• Liz Werhane for being Club Service Director.
• Bill Abel for photography
• Tom Putnam, Tim Durnin and Brooke Sawyer for room setup and attendance
• Karen Kawaguchi for managing Club Runner, Facebook and all the other things she does in support of the club
• Jeff Boehm and Julie Joy Stilwell for managing the rendezvous schedule
• Susan Klein-Rothschild for serving as Community Service Director.
• Luz Maria Ortiz-Smith, Dana Goba and Janet Napier for helping create the dental clinics
• Bill Boyd and Mark Rheinhardt for managing the Elings Park work day.
• Sandy Grasso-Boyd, Chris Tucker, Diana Cecala, Jeff Boehm for the Life Stories project.
• Don Bennett for Salvation Army bell ringing.
• Tom Heath for our partnership with the Foodbank of Santa Barbara County and Camp Whittier.
• E. Russell Smith, Kimberly Coley, Karen Kawaguchi for their service on the Community Service committee.
• Mark Rheinhardt for serving as International Service Director.
• Karen Kawaguchi, Bill Boyd, Sandy Grasso-Boyd, Tom Heath, Connard Hogan, Janet Napier, Bill Ringer, Luz Maria Ortiz-Smith, E. Russell Smith, Colin Stephens and Bill Abel for serving on the International Service committee.
• David Vo for serving as Membership Director, and helping bring in 6 new members.
• All the members of the membership committee, which is every club member.
• New member mentors.
• Chris Tucker for serving as New Generations Director.
• Sandy Grasso-Boyd, Lucille Ramirez, E. Russell Smith, Scott Burns, Susan Klein-Rothschild, Gary Jensen, Karen Kawaguchi, David Vo, Jeff Boehm for serving on the New Generations Committee.
• Jill Van Allen for serving as PR Director.
• Everyone for doing interesting work so that Jill had something to talk about.
• Karen Kawaguchi for posting content to Club Runner.
• Bill Abel for photography.
• Scott Johnson for serving as Vocational Service Director.
• Gary Jensen, Lucille Ramirez and Andrew Chung for the vocational program.
• Steve Kally for hosting a vocational mixer.
• Joe Weiland for serving as vice president and Foundation liaison.

Visiting Rotarians – Gil Garcia
Guests of Rotarians – Eddie Torres, Daniel Ramirez, Lisa Burns, Ukraine Sister City visitors, Jean Lee Bourdron, Luc Kaffman, Clare Holehouse, Pauline Simes

Club Announcements

• The Land Shark trip was great!
• Art Walk – Chris Tucker brought handouts for the 1st Thursday event in June. Garden Court will be participating. The international premiere of the Senior Life Legacies project will be at the event.  The project will also be brought to our next club meeting.
• Nicaragua –  A trip is being planned in September. Let Janet Napier know if you are interested in joining the trip.
• Fiddlers’ Planning Committee – Meeting tomorrow at the MTD office. Please come. Ask Andy Doer if you have any questions.
• Rotary is scheduled – Betsy Munroe informed members that July 3 will be a dark day for the Rotary club.
• June 18 Fireside Chat – It for for new members to learn more about the club. New members and experienced members are invited to attend.  It’s a place to get more information and ask questions.  Please see David Vo for more information.
• Ukraine delegation for open road – They arrived in Santa Barbara on June 1. They are hosted by the Santa Barbara Sister Cities Board. Katarina explained it is a 10-day visit to build better cooperation,  mutual understanding and new partnerships. There are 5 delegates who work in various fields (e.g. law, hospitality, journalism, professor). They are from Yalta, Ukraine.
• It is national gingerbread day.

Program: Gaetan 

• Our exchange student from Belgium.
• He attended Santa Barbara High School as a senior
• A country with rich cultural heritage
• It has a high GDP
• Belgium  is at the heart of international decision making
• NATO’s home city
• Dedicated to science and technology
• The highest number of medicines in development per capita in the world
• Second largest exporter of pharmaceuticals

Guests: Jim Munroe, Eirik Holm, Eliot Jacobson, Valerie Amparan, Gracie Curia

Visiting Rotarians: Joe Clark, PDG from New York and guest of David Velarde; Charlie Mitch

Announcements:

• The Landshark is tonight. Meet in front of Joe’s Cafe at 6:20 PM with $20 cash per person. A jacket is recommended.
• Rotary bike ride Saturday 8 AM. Meet at dolphins fountain.
• Betsy – lead of ad hoc committee for fundraising. Jim Ruh is co-chairing committee. Eric Ryan is also chairing. If anyone wants to be on committee email her. First meeting is June 12.
• David Velarde – PR is very important to attract new members.
• Fireside chat at Luz Maria and E Russell’s home on June 18. Email signups coming.
• June 27 – honor teachers at El Puente.
• June 29 – airport Radisson Santa Maria, district awards
• Paul Harris for Betsy Munroe and her husband Jim. Betsy is PH +5
• And there was an earthquake.

Program: Eliot Jacobsen presents “Beyond MIT: New Ways Players Are Beating the House”

• Retired from teaching in 2009. Started consulted businesses that advise casinos and online sites.
• Card counting started in 1960s. The MIT team didn’t actually do card counting.
• The advantage player – beating the casino in a legal way. If they get caught they wont have to give the money back.
• Edge sorting – card manufacturers don’t cut the cards very well. Able to distinguish between 10s and aces. 70 percent of cards used in casinos come pre marked
• Phil Ivey beat casino for 12M in baccarat by convincing them he was superstitious. He got them to rotate cards for him.
• Don Johnson – the man who broke Atlantic City. He exploited the loss rebate feature. Made about $300M per day. Employed team of counters but didn’t do counting himself.
• Hole card play – finding a way to view the dealers’ hidden card or cards. On blackjack it gives you a 3 percent edge. Most advantage players use hole card play.
• Ray Cagno – famous player who was caught and sues casino for six figures.
• Advantage players know they can’t be arrested because their acts are legal.
• New games – have protection issues that dwarf blackjack counting. Casinos are slow to react to advantage players.
• Suicyo Maniac – advised by Eliot Jacobson and won $125k a year for two years.
• apheat.net is his blog.
• Macau earning 2.5x the state of Nevada each year.
• Online casinos are all corrupt. He audits sites and software and they are rigged. When he tells them what he finds they ask him to ignore it.

Minutes submitted by David Vo. 

Visiting Rotarians: Michael Boyer

Guests: Whitney Schott, Shawn Bourdeau

Announcements:

• Golf tournament was successful, but the numbers aren’t in yet. We had approximately 70 golfers. All of the silent auction and raffle items were claimed. Club members had fun. Thank you, Steve Kally, Darren Doi, Andrew Chung and all the volunteers!
• Landshark fun will be next Wednesday from 6:30-8:30 PM. Meet at 6:20 PM in front of Joe’s (the bar, not the past president’s house). Please bring $20 cash per person to pay when you board, which includes the ride, food and drink. There are 5 spots left. If you have questions, contact Elizabeth Werhane.
• Andy Doerr assured us we’ll have great weather for the Fiddlers Festival in October. We could use a new storage facility. It’s currently stored in a basement that is highly inconvenient. We could purchase a storage container if we have somewhere to put it.
• Janet Napier announced that we submitted a district grant to help with a health clinic in two villages. The team will be heading to Nicaragua to do a hands-on project, and other club members are invited. August 31-September 8. It’s time to check your calendars and start planning.
• We have applied for three grants: dictionary project, Nicaragua and dental clinic. These were accepted pending reports from existing partner clubs on other projects, and they are now approved!
• David Velarde presented a Paul Harris Fellow award to Eric Ryan.
• Board meeting tomorrow morning at Bethany Church. Incoming board members are invited.
• Foundation board meeting on Tuesday at 11:30 at Jody Dolan-Holehouse‘s office. The old and new boards will both attend.
• Pay and tell with Sgt. At Arms Dana Goba.
• Last week’s rendezvous was at the Boathouse. This week’s Rendezvous will be at Arlington Tavern. See you there Thursday at 5:30.
• Today is buy a musical instrument day.
• Raffle winner is Connard Hogan.

Program: Michael Boyer from the RC of Pismo Beach Five Cities presented “Publicly communicating your accomplishments.”

• Michael is a4th generation Rotarian. His great grandfather was an RI President. His father is a past District Governor. His parents and wife are all past presidents of varying clubs. He’s the PR director for District 5240.
• Michael shared a video about social media. It’s a good video.
• It’s important to communicate what happens at the club level more than what happens at the international level.
• Publicity strategy: create a small committee; focus on the results of your club’s efforts; communicate with public and media; build relationships with local media 
• Committee: website/bulletin editor; social media editor (in meetings); social media editor (programs); social media editor (special events); photographer (sgt at arms)
• Talk to social media like you would talk to someone standing next to you in the club.
• Why not post the minutes and photos during the meeting?
• Think about the tangible results. Instead of the check, show what the money is accomplishing.
• When dealing with local media, follow up. Follow up a lot. And if they run it, send a thank you.
• Pay attention to GetRotary.org, our district’s news site. Projects and successes are wanted. Publicize events there. We also get $10k of Google advertising via a grant per month. It’s been around 3 years.
• All presidents, PEs and directors have access to GetRotary.org.
• “If you Google Michael Boyer, you can get pretty much information you want about me.”
• Rotary-related searches on Google happens more than one million times per day.
• In honor of the speaker, 15 dictionaries will be donated to local 3rd graders.

Announcements:

• Join your fellow Rotarians on the Landshark on May 29 from 6:30-8:30 PM. For $20, you get a 2-hour ride, food and drinks. Please sign up to secure your spots before all 44 seats are filled.
• Golf tournament. 75 golfers so far. Please fill out dinner tickets if you’re not golfing. We need more for the silent auction. Get things to Andrew Chung by Friday at the Bank of Santa Barbara.
• Foundation. Jody and Judith will be replaced on July 1 by Andy Doerr and Tim Durnin
• President David Velarde presented a Paul Harris Fellow +3 award to Steve Kally.
• Club awards have been submitted. As usual, our sheets are full. Thank you, Julie Joy Stilwell.
• Pay and tell with sergeant at arms Chris Baxter.
• Luz Maria Ortiz Smith reported on her time in Chicago, representing District 5240 on the Council on Legislation. Rotary dues will increase for the next 3 years. The full report is available from the Council on Legislation.
• Board meeting next Thursday morning at 7:30 AM.

Program: Andy Doerr introduced Justin Anderson and his program “2013: The Year to Get Organized”

• Justin was motivated to get more organized by the birth of his daughter 9 weeks ago.
• Americans waste an average of 9 million hours a day searching for misplaced items.
• People are generally busy and don’t feel like they have enough time.
• Shared video: “Honey, I got hit by a bus” from eMoney. eMoney is an online tool that aggregates your financial data and files, including insurance, stocks, bank accounts, budgeting, advisor names, etc.
• Having all his accounts visible in one place helps him have peace of mind.
• This also helps couples or families share information more easily.
• The vault is a feature that lets you store documents electronically.
• He shared a list of the many benefits of getting organized, including emergency preparedness, more time, access to important documents, real-time visibility of assets.
• He discussed the security of the data on systems like this.
• The club will donate 15 dictionaries to third graders in honor of our speaker.

Guests: Claire Cooley, Savannah Cooley, Catherine Cooley, Ted Deck, Alex Duran, Saji Gunawardane, Christel Hartman, Jacqueline Duran

Announcements:

• Claire Cooley heads to Naples, Italy, as a Rotary Youth Exchange Student.
• Rotarians at Work Day was a success at Elings Park. Special thanks to Mark R., Bill B. and all the volunteers.
• Zoo Day was also a success.
• The golf tournament is still May 20. Andrew Chung needs silent auction items! We have about 75 golfers and would like more! Please sign up to volunteer.
• The community service committee will meet Tuesday May 14. Talk with Susan Klein-Rothschild for more details.
• Elizabeth Werhane invited all members to a social event on the Landshark on May 29 from 6:30-8:30 PM. There are 44 spots available for the 2-hour ride. Food and drinks available at $20 per person.
• Club Foundation board is still accepting candidates for the next 3-year term. Contact Jody Dolan-Holehouse if you are interested.
• David Velarde awarded a Paul Harris Fellow +2 to Elizabeth Werhane.
• The members inducted new member Jacqueline Duran. E.Russell Smith is her sponsor. Elizabeth Werhane is her mentor. Sandra O’Meara presented the first bill.
• Pay and tell with Sergeant at Arms Bob McPhillips.

Program: Craft talks with Tom Heath and Claude Saks

• Let’s start with Tom Heath, a 20-year Rotarian, shall we?
• Tom was born in PA on 9/11/64. He was a very young Eagle Scout. He came to SB in ’80 and graduated from San Marcos High School. He graduated from the Builders Institute at Penn State, and became president of his father’s contracting company.
• To stand out, he tried to be more professional. Dressed well, used computer estimates, and such.
• Tom married Raquel in 2002. She owns Organic Aesthetics, a spa in Santa Barbara.
• He likes cycling and wine.
• Tom shared a slideshow of Athena Contractors Inc. projects. Beautiful work! There was residential new construction, remodeling, additions, fountains, cafe, bathrooms, kitchens, etc.

Claude Saks

• Claude has been a coffee dealer, author, publisher and adventurer.
• He’s had a busy 75 years, starting in Belgium in 1937.
• In May 1940, a bomb destroyed the house next door. The family escaped Belgium through Europe and then traveled to Mozambique. After a few months they took another voyage to New York.
• The family moved back to Belgium, but Claude felt very American already. After 5 years, it was back to U.S.
• He went to St. Lawrence University and Colombia University (civil engineering).
• He fell in love with Betty, who he still loves.
• He won first prize in an art contest and decided to become a painter. His father threatened to disown him. He continued with the original plan.
• He and his bride moved to Virginia, then Pittsburgh, where he became an assistant project manager on a steel and paper mill project.
• He became a U.S. citizen, and he completed a MBA.
• He joined his father in the coffee brokerage business, and tried to convince his father that they should become dealers instead of just brokers.
• Together they expanded the business. Telex has just appeared. He began to travel to Kenya, Zaire, Cameroon, Indonesia, etc.
• He developed a 3,000 ton deal in Cameroon — the biggest deal ever. His father told Claude to get out of the deal or put in $20k of own money and lien on house. His buddy Howard partnered with him, and they made a fortune. This was 1971.
• He and Howard started Saks Int’l in direct competition with his father. They started doing bigger deals — like 5,000 tons.
• Then, 2 months before his 40th bday, Claude had a heart attack.
• He started to meditate. Decided to get out of the company. They sold it in 1984.
• He was involved with zZn Buddhism, then Taoism.
• He and Betty moved to Santa Fe, New Mexico.
• On a trip to Egypt, a channeler told him “You have a contract to fulfill. You need to go shake hands with death.” He told him to go to Tibet.
• He went. He lost 17 pounds in 10 days. After 6 months of meditation, he could put the trip together. He wrote “Inescapable Journey.” Started Hearts Fire books. He bought it. He published 17 books. 2003 they moved to SB
• They probably tested 40-50 cups of coffee a day. One day he had a bad reaction. Now he drinks tea.
• David Velarde awarded Claude his blue member badge!

Board meetings are held 5 – 7 times a year generally bimonthly.  Election of officers are held within the sitting Board and include President, currently held by Jody, Secretary, currently held by Judith, and Treasurer, currently held by Janet Napier.  Continuing board members include Sandy Grasso-Boyd, Don Bennett and Karin Napel.  ExOfficio members by virtue of their positions on the Club Board starting 7/1/2013 are David Velarde (Past President), Kimberly Coley (Community Service) and Bill Ringer (International Service).

Interested persons should contact Jody at (805) 963-5109 or jdolan@nhhco.com by May 10, 2013.  If more than two are interested, written voting will be held at a Club meeting on May 15, 2013.

Guests: Pat Hardy, Michelle Sullivan, Stephen Pope
Visiting Rotarians: Alicia Journey

Announcements:

• Idea from another club: Polio pig. Each week a member takes a piggy bank to their workplace and tries to raise money for polio eradication.
• Andrew Chung was spotted in Noozhawk giving $5,000 on behalf of his bank to the Rotary Club of Goleta for its scholarship program.
• Rotarians at Work Day is Saturday morning at the Elings Park picnic area at 8 AM, continuing until 2 PM. Enter it from Cliff Drive. Bring gardening tools, shovels, gloves, wheelbarrows, knee pads, etc.
• Chris Tucker announced that the new Spirit of Fiesta has been dancing at Garden Court for years. One of the Garden Court residents was the first spirit of Fiesta.
• Next week’s meeting will be replaced by the May 3 visit to the zoo. Join the fun at 4 PM and see the new baby giraffe.
• The RI convention will be June 23-26 in Lisbon, Portugal.
• The Peace Scholar applications are due May 6. Our club may have a candidate recommended by E. Russell Smith.
• Susan Klein-Rothschild said the dental clinic was a success. Thank you to the volunteers. Chris Tucker said the residents at Garden Court who got help truly appreciated it. The volunteers taught dental hygiene to the participants. Bill Boyd has started flossing every day. Susan also shared this fun fact: Floss before you brush.
• The golf tournament is May 20. We need more golfers. Steve Kally asked members to go to other Rotary clubs and recruit golfers. Scramble format. Give silent auction items to Andrew Chung. Darren Doi asked for volunteers for the event.
• As of July 1, we’ll have a lot of new officers on the board. We also need to elect new Foundation members. Two members are rotating off the foundation board, Jody Dolan Holehouse and Judith McCaffrey. It will be a 3-year term. Nominees should be members of at least 3 years with an interest in fundraising and talking about money. It’s an exciting time with the new Global Grants process. Also on the board Don Bennett, Janet Napier, Karin Napel, Sandy Grasso-Boyd. Joining will be David Velarde, Bill Ringer and Kimberly Coley — due to their roles on next year’s board.
• Andy Doerr announced the Fiddlers’ convention will meet May 2 at MTD at 5:30.
• There’s a board meeting tomorrow morning at 7:30 AM. All are welcome.

Program: Andy Doerr announced Pat Hardy and Stephen Pope, who run the Alternatives to Violence Project California.

• The organization hosts workshops at prisons and in communities.
• They shared a video of testimonials about the community workshops.
• Stephen described the personal growth seminars they do in prisons.
• People in prisons are not always the same people they once were.
• The workshops are part school, part church, part therapy, part theater and part recess.
• They build community, teach communication and incorporate games.
• There are similar programs by other names.
• They did a similar youth program in Goleta.
• It has positive results. AVP cuts recidivism nearly in half.
• You can volunteer.
• The group will now focus on Santa Barbara to build community across groups. Has some similarity to Just Communities.
• AVP has huge support from the prisons. The demand is high, and AVP could use more volunteers to meet the demand.
• In California, we’re recycling 20,000 people into the prison system each year.
• In honor of our speakers, 15 dictionaries will be donated to third graders.

Invocation: Bill Abel
Pledge: Tom Heath
Raffle: Diana Cecala

Guests: Tana Truelove, Ed Torres, Claudia Lopez, Vicki Johnson

Visiting Rotarians: none

Announcements:

• Betsy Munroe spoke about District Assembly #2 in Oxnard. The district themes for July through September will be about membership. Wade Nomura will be in charge of the Rotary Rose Parade float.
• Betsy Munroe announced next year’s board:

Membership: Gillian Avery and Tara Stoker
Club Service: Diana Cecala
Treasurers: Sandra O’Meara and Darren Doi
New Generations: Lucille Ramirez
PR: Amy Clemens
Community Service: Kimberly Coley
Vocational Service: Tom Putnam
International: Bill Ringer
Future vision: Tom Heath
Secretary and President-Elect: Dana Goba
VP: David Velarde

• Dental clinic: April 19 at the Neighborhood Clinic. Susan Klein-Rothschild is getting lots of calls and interest in this. It will be at 923 East Milpas. The dental hygiene training is Thursday night. There has been a great response. Thank you to volunteers.
• Rotarians at Work Day returns April 27 at Elings Park picnic area. Drainage and path work and weeding. Mark Reinhardt invites all of us to help. Start at 8 AM. Bring gloves, shovels, rakes and wheelbarrows.
• The Group 8 Zoo Day is Friday, May 3, starting at 4 PM. It replaces our May 1 meeting.
• The Golf Tournament, one of our two major fundraisers, will be May 20. Distribute new brochures. We need auction items and golfers. Steve Kally asked members to visit other Rotary Clubs to talk about the golf tournament. We want to encourage teams from other clubs to participate. If one of those foursomes wins, their club will get a $200 donation in addition to other fabulous prizes. Darren Doi announced we need another 50-60 golfers. We have an extra recruitment challenge this year in Tim’s absence. We’re trying to get the equivalent of $1,000 from each member.
• Peace Scholar applications still being accepted. Six universities participating. Applications due May 6 to Janet Napier. They can be found on the RI website.
• The RI Convention is still June 22-26 in Lisbon, Portugal.
• Joanne Schoenfeld Orenstein and Scott Burns presented the student of the month award to El Puente student Claudia Lopez. She encouraged members to watch The Real El Puente on You Tube.
• The Rotary Club of Carpinteria Morning hosts its Casino Night on April 20 from 6-10 PM at 700 Linden.
• Tecate fundraiser this weekend.
• Westlake 5k/10k run for global clean water on April 14.
• The Rotary Club of Ventura East celebrates 50 years on May 23 at the Pointsettia Pavillion in Ventura from 6-9 PM. 1960′s theme.
• Pay and tell with sgt at arms Dana Goba.

Program:Andy Doerr introduced speaker Vicki Johnson.

• She shared scams targeting seniors in our community.
• An 84-year-old man was scammed out of more than $4,000 during a phone call supposedly from his son. The story was that the son had been in an accident and hit a diplomat in Canada and needed to pay a bond. She hears a story like this every week.
• Even if you think YOU are too savvy to fall for anything, inform the seniors in your life. And, scammers may be smarter than you when emotions come into play.
• Elder financial abuse is wrongfully taking a senior’s money or property.
• Seniors who have been scammed have a 3 times higher mortality rate.
• It’s extra devastating for the elderly to be scammed because there is no way they can recoup their losses.
• $3 billion annually in U.S. alone. 1 out of 5 seniors has been affected.
• Who’s doing this? Big organized crime groups in other countries. Also, local scams like contractor who just did something f for a neighbor, said they have extra materials and can give you a great price. They pretend to work for a day and disappear with your money.
• The “Beverly Hills of Nigeria” was funded by foreign lotteries and other frauds.
• They put you in panic mode…need to move quick.
• Seniors are extra vulnerable because their brains are betraying them. They may be lonely and open to people being nice to them. Loss of impulse control, loss of ability to make good financial decisions. There is a part of our brain that helps us know when people are lying to us, and that part deteriorates with age.
• A SB woman wired $500,000 to China because she thought her grandson had been in a car accident and needed the money.
• Another scenario is children taking money from their parents.
• Sweetheart scam: Insurance agent befriended 87-year-old woman with caretaker and became her best friend. He isolated her. He gave her advice. He paid her bills. He paid himself $4k a month. He sold her an annuity that wouldn’t kick in until she was more than 100.
• Telemarketing facts: $40 billion lost each year. It’s illegal to play a foreign lottery.
• Alert the seniors in your life. Almost every sweepstakes is fraud.
• Don’t ever ever give anything over the phone.
• Tax-related scams. Don’t give info.
• Protect routers at home.
• In honor of the speaker, 15 dictionaries will be donated to third graders.